You’re considering education beyond high school. Whatever form this “post-secondary” education takes-whether it’s university, trade school or community college-you have to be thinking about how you’re going to pay for it. Even if you do get an academic or athletic scholarship, most do not cover all the costs of attending college.
Do you need help paying for college? This section is a quick reference to federal student aid programs and how to apply. Most student financial aid comes from the federal government programs you’ll read about here, which the U.S. Department of Education’s Federal Student Aid office administers. Federal Student Aid assists more than 10 million students each year with grants, low-interest loans and work-study programs. That’s what this section is about: steering you step by step through the process of applying for and receiving aid.
Now is the time to take action. You may qualify for more financial aid than you think. But you won’t know until you follow the steps we describe here. Investing a little time now could pay off in a brighter future.

